Lock Desk Specialist Job at WesBanco Bank, Inc.
Summary
Responsible for handling Secondary Marketing Lock Desk functions for Residential Lending including loan rate locks, rate lock extensions and program changes.
Essential Function
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
EOE/Minority/Female/Disabled/Veteran
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
None.
Language Skills
Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
Mathematical Skills
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Responsible for handling Secondary Marketing Lock Desk functions for Residential Lending including loan rate locks, rate lock extensions and program changes.
Essential Function
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
- Process residential loan rate locks, rate lock extensions, and program changes.
- Ensure that mortgage loan pricing is correct and all loans follow WesBanco Rate Lock procedures.
- Update mortgage rates into the Mortgage Rate Sheet spreadsheet on a daily basis, with input from SVP Secondary Marketing, and then distributes the information to Mortgage Loan Officers.
- Commit loans to investors with direction from SVP Secondary Marketing, utilizing online systems.
- Assists Production staff on loan pricing scenarios or other applicable questions.
- Provides loan pricing support for the Production staff.
- Trouble shoot pricing discrepancies and take steps to resolve any issues.
- Run daily and weekly Secondary Marketing and Production reports from Residential Mortgage system.
- Review loan sale Purchase Advices and complete process to loan payoff.
- Answer phone calls and provide customer service to production staff or Investors.
- Other duties as assigned.
EOE/Minority/Female/Disabled/Veteran
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
- High school diploma or equivalent is required.
- Minimum of six months related office experience preferred.
- Banking experience preferred
- Familiarity with mortgage banking concepts preferred.
- Strong knowledge of mortgage pricing and secondary marketing concepts preferred.
- Good understanding or mortgage products and product guidelines preferred.
- Ability to work in a fast paced environment.
- Must be able to work well with others in team environment as well as independently.
- Strong attention to detail.
- Ability to handle workload pressure and deadlines.
- Willingness to provide a level of service, which will clearly differentiate us from our competitors.
- Ability to interact with outside customers when needed.
None.
Language Skills
Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
Mathematical Skills
- This position is very math intensive.
- Ability to create reports and spreadsheets with complex math and logic formulas is required.
- Good problem solving ability required.
- Ability to work with large data sets required.
- Ability to identify and troubleshoot data and loan pricing discrepancies.
- Basic knowledge of Microsoft Office with ability to utilize Excel.
- Ability to learn and utilize banking and mortgage software.
Please Note :
apexdining.ca is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, apexdining.ca provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, Site.com is the ideal place to find your next job.