SUMMARY/OBJECTIVES

To follow the policies and procedures of the Bank, exercising competency in the performance of position responsibilities while exhibiting courtesy, respect, and a professional demeanor to the Bank’s customers and all employees of the Bank. To work for the success of the Bank by ensuring that the Bank is in compliance with Federal, State and Consumer Protection laws and regulations by assisting the Community Engagement Impact Administrator and other members of the Community Engagement/Risk Management Department within specified duties and responsibilities. To achieve the vision of being an Outstanding Community partner and documenting the Banks efforts to positively impact the low-and moderate-income and majority minority in our communities.

ESSENTIAL FUNCTIONS

The Community Engagement Data Analyst shall administer and coordinate various aspects of the Bank’s CRA program by working with the appropriate internal and external individuals, groups, or businesses to effectuate a successful outcome to regulatory examinations. This includes ensuring that the Bank meets the requirements of applicable laws and regulations. Duties and responsibilities include but may not be limited to:

• Perform gap and trend analysis on Community Development activities, including, but not limited to, services, donations, lending, flexible and innovative lending, investments, analysis of borrower and geographic distribution for both small business/small farm and HMDA lending, self-assessment, performance context, etc.
• Will gather data to conduct gap analysis and identify trends specifically in high-risk markets in addition to overall Bank analysis;
• Provide analytic related monitoring tasks as scheduled and maintain work papers in accordance with department procedures;
• Provide monthly/quarterly reporting to the Community Engagement Impact Leader;
• Must compile peer data for analysis to include, but not limited to, peer bank small business/small farm, HMDA, and other peer data available in public CRA Performance Evaluations;
• Serve as the subject matter expert for the Bank’s CRA software programs, including, but not limited to, Centrax, Nconracts/TruPoint, PolicyMap, and Kadince;
• Use Excel data from multiple sources to build and construct complex portfolio and loan level reports for various audiences and disseminate in a timely manner;
• Respond timely, accurately, and efficiently to ad hoc requests for information;
• Provide assistance on projects and initiatives that affect the CRA Program;
• Maintain procedures related to job functions the CRA Analyst is responsible for performing or overseeing;
• Identify root cause errors of disparities and other anomalies in HMDA and small business/small farm data;
• Supply necessary documentation to defend bank against peer performance;
• Perform and if necessary create using Excel and other Bank software benchmarking and trend reports for easily identifiable dashboards;
• Create and interpret statistical modeling of Bank and peer data;
• Assist the Community Engagement Impact Leader as a liaison with and provide documentation to internal, external, and regulatory auditors and examiners;
• Assist the Community Engagement Impact Leader with the development, implementation and providing of CRA-related training to all business units and/or regions regarding the results of gap and trend analysis;
• Assist the Community Engagement Impact Leader with the CRA annual Self-Assessment and Performance Context research and development.

The duties and responsibilities listed above may be revised at any time within the sole discretion of SouthState Bank without advance notice to or the consent of the employee.

OTHER DUTIES

• Accepts other duties as assigned.

COMPETENCIES

• Requires strong customer service skills with the ability to speak to and work with people at all levels
• Possess a strong proficiency with Microsoft Office suite of applications for the development in reporting, charts, tables, and other visual aids
• Must have advanced Microsoft Excel knowledge
• Strategic thinker with outstanding research, analytical and problem-solving skills
• Must be able to be self-starter with the ability to multi-task and work independently in a faster than average paced environment
• Must be able to make sound decisions, have the ability to recognize potential problems, and take corrective action
• Must be well-organized, accurate, and attentive to detail
• Must be professional, cooperative, and willing to assist others

Qualifications and Education Requirements

• Education: Bachelor’s degree (BA/BS) or three to five years compliance or related experience.
• Experience: Banking experience preferred. Knowledge of CRA and Fair Lending laws and regulations preferred.
• Knowledge: Ability to coordinate multiple projects, including steady stream of new projects; Ability to interface well with all departments and with people of varying levels, titles and knowledge; Excellent oral and written communication skills; Ability to meet timeframes assigned; Background knowledge of compliance rules and regulations; Must be detail oriented and comfortable with PC work; Strong analytical skills; Proficient in Microsoft Word, Excel and PowerPoint; Knowledge with database management.

TRAINING REQUIREMENTS/CLASSES

Previous Compliance Webinars and/or Seminars preferred.

RECOMMENDED ADDITIONAL TRAINING

New Employee Orientation; Compliance/CRA Seminars or Webinars as available and within department schedule.

Supervisory Responsibility

This position does not have supervisory responsibilities.

PHYSICAL DEMANDS/WORK ENVIRONMENT

Must be able to sit for long periods of time. Must be able to effectively access and interpret information via various computer systems, documents, and reports. Must be able to lift up to 15 pounds.

TRAVEL

Some travel required.