APGFCU – Your Community Credit Union! For over 80 years, APGFCU has shared our financial experience and provided valuable products and services to build stability and financial independence, one member at a time. We are looking for those who want to join this movement and become a part of a growing organization. We offer competitive pay and great benefits.

Summary:

Under the direction of the VP of accounting/controller and in line with established policies and procedures, performs a variety of accounting duties in the accounting department. Responsible for analyzing financial information and developing and implementing new accounting procedures related to their areas of responsibility. Oversee cash levels in remote Automated Teller Machines (ATMs) to ensure the needs and convenience of the credit union’s members are balanced with the counter objective of minimizing non-earning cash balances. Designated accounting liaison to human resources department. Reconciles employee payroll and associated liabilities. Responsible for validating financial and statistical information for various systems and databases and/or other departments. Reconciles daily credit and debit card transactions, exceptions, and disputed items.

Essential Duties and Responsibilities:

ATM Cash Management:

• Oversee operating cash for forty plus remote ATMs.
• Analyze daily cash withdrawal activity at all machines and forecasts future cash needs with the goal of reducing residuals and minimizing float costs and service charges.
• Determine loads for machines and places cash orders with the vendor.
• Reconcile all cash deliveries and withdrawals from machines.
• Research and resolves any ATM-related discrepancies with the vendor and ATM personnel.
• Analyze and graphs ATM cash balances monthly.

Credit/Debit Cards:

• Reconcile daily posting of all credit and debit card transactions from third-party processor to general ledger.
• Identify exception items and coordinates timely corrections with card sevices personnel.
• Reconcile disputed items, chargebacks and presents, and coordinates timely resolution.
• Calculate and post interchange income and expense.
• Analyze processing charges to identify, research, explain, and coordinate resolution of unusual variances.
• Calculate and record liability for credit card reward programs in accordance with Generally Accepted Accounting Principles (GAAP).

General Ledger Accounts:

• Reconcile the general ledger accounts associated with ATM cash management on a daily and/or monthly basis.
• Monthly general ledger reconcilements as assigned by the VP of accounting/controller.
• Analyze and calculate accruals and other items required for an accurate presentation of financial reports.
• Reconcile employee payroll postings and associated liabilities from third party reports to the general ledgers.
• Reconcile daily and monthly Federal Reserve Bank (FRB) Returned Checks Receivable.
• Analyze FRB Returned Check Reserve, calculate and post quarterly adjustments.

Activity Based Costing Project Assistance:

• Work with the project lead, accountant special projects, understands the Kohl Advisory Group annual activity-based costing and product profitability management study process and results.
• Work closely with the accountant special projects to analyze results, research exception items and scrub data as necessary.

Cash Management Back-Up:

• Perform critical cash management duties in the absence of the cash management specialist, to include determining wire amounts to appropriately fund the Federal Reserve Bank and correspondent accounts, evaluating current market rates, and placing trades with overnight investment funds to maximize returns on daily liquid funds.

Other Duties:

• Responsible for validating financial and statistical information for various systems and databases and/or other departments.
• Prepares various schedules as assigned by the VP of accounting/controller to be used in the annual financial statements audited by the external auditors.
• Maintain department self-audit schedule that documents evidence of self-audits performed. Perform several of the department self-audits.
• Provides accounting support to the human resources department, supplying expertise relative to current and forecasted benefit accruals and expenses.
• Perform earned interest testing on a sample of loans on a monthly basis. Perform accrued dividend testing on a sample of shares on a monthly basis.
• Backs up other functions in the department as permanently assigned or on an as needed basis.
• Performs such other duties as might be assigned by supervisor.

Additional: Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable).

Qualifications:

Education: Bachelor's degree in accounting, finance or related field.

Experience: Three to five years’ work-related experience and/or training in accounting.

Preferences: Previous financial institution experience.

Knowledge, Skills and Abilities: Broad knowledge of general accounting principles and the ability to apply those principles to specific credit union situations. Ability to plan, organize and execute projects. Requires strong organizational, analytical, and problem-solving skills while working independently as well as with a team. Ability to interpret accounting data. Ability to write reports, business correspondence and procedure manuals. Ability to effectively present written or oral presentations and respond to questions from management, other departments, members and outside vendors/business associates. Have strong professional communication skills. Experience on personal computers with intermediate skills in Excel.

Physical Demand: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and talk or hear. The employee frequently is required to reach with hands and arms. The employee is frequently required to sit, stoop, kneel, or crouch. The employee must frequently lift and/or move up to 25 pounds and be capable of transporting related supplies and equipment. Specific vision abilities by this job include vision, distance vision, color vision, peripheral vision, depth perception and the ability to focus.

APGFCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status.

APGFCU is committed to working with and providing reasonable accommodations to persons of all abilities, including persons with disabilities. If you need a reasonable accommodation for any part of the employment process, please send to the Human Resources Department and let us know the nature of your request and your contact information. Reasonable accommodations are considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodations will be responded to from this e-mail address.