Position Summary

Responsible for developing new business, underwriting, structuring, and closing of commercial loans, maintaining and servicing an existing portfolio of loans.

Essential Duties and Responsibilities:

• Source and develop a book of high quality C&I borrowing relationships; including but not limited to, Lines Of Credit, Term Loans, Owner Occupied Real Estate Mortgages.
• Average range of Commercial Borrowings from $3 million to $15 million
• Manage sourced credit portfolio, monitor credit quality and integrity.
• Adhere to the Bank’s credit policies, guidelines and applicable regulatory requirements.

Other Functions

• Lead marketing efforts to develop and enhance the Loan portfolio, through developing and maintaining relationships with clients and referral sources; participate in community and industry events to position the Bank as a premier lending institution.
• Attend courses and lectures to maintain and improve credit skills.
• Other duties as assigned.

Required Skills and Experience:

• Proven Top Performer as a Commercial Lender;
• Minimum 7 years of experience in Commercial Lending; new business development, deal structuring, underwriting, and portfolio management.
• Prior experience excelling working with traditional middle market C&I companies as a commercial lender and new business development officer.
• Must have ability to understand and interpret financial statements, provide sound credit guidance regarding sourced business.
• Ability to solicit new business, advise prospects and customers of product lines, determine credit worthiness, and prepare detailed proposals.

Education/ Experience Requirement

• High school diploma or equivalent work experience
• College degree or equivalent work experience.
• Advanced degree or equivalent experience

Required Years of Work Experience: 7

Working Conditions/Physical Requirements

Office environment; ability to call on customers at their offices and facilities; ability to attend trade and industry events

Light Moderate Heavy N/A

Sitting X

Standing X

Walking X

Lifting X

Carrying X

Speaking X

Light Moderate Heavy N/A

Listening X

Working Inside X

Working Outside X

Keyboarding/ Mousing X

Crawling and/or Kneeling X

Crouching, Squatting X

Light Moderate Heavy N/A

Stooping, Bending X

Reaching above shoulder height X

Grasping and/or Turning X

Pulling and/or Pushing X

Seeing and/or Color Determination X

Travelling, i.e. Auto, Train, Plane X

COMPANY STANDARDS:

In the performance of their respective tasks and duties all employees are expected to conform to the following:

• Perform quality work within determined timeframes.
• Interact professionally with other employees, customers, vendors, and shareholders.
• Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
• Shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce.
• Work effectively as a team contributor on all assignments.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees, departments, divisions, etc.
• Work on additional tasks, assignments and projects as needed.

Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.